Telematics 2.0 Explained

Telematics 2.0 is the name for the Internet of things-based telematics technology for the automotive industry.^[1] Telematics 2.0 utilises smartphone-based sensors rather than the black box devices used in the traditional pay as you drive insurance industry. Telematics 2.0 solutions reached the consumer market in 2012/3 with solutions being offered by leading auto insurers such as AIG and AssetFENCE in the US.^{[2] [3] [4]}

A commercial pilot of SafeDrive was run 2013 in Sweden, where the shortcomings of the smartphone as measurement probe were handled by digital signal processing.^[5]

Notes and References

1. Web site: Telematics 2.0. fleetowner.com. July 2006.
2. Web site: Smartphones Could Replace Black Boxes for Auto Rating - Carrier Management. 19 February 2013.
3. Web site: Home.
4. https://beinsure.com/3-types-telematics-usage-based-insurance/ Types of Telematics Insurance
5. Smartphone-Based Measurement Systems for Road Vehicle Traffic Monitoring and Usage-Based Insurance, P. Händel, J. Ohlsson, M. Ohlsson, I. Skog, and E. Nygren, IEEE SYSTEMS JOURNAL, https://dx.doi.org/doi:10.1109/JSYST.2013.2292721