| Year: | 1928 |
| Team: | Howard Payne Yellow Jackets |
| Sport: | football |
| Conference: | Texas Conference |
| Short Conf: | Texas |
| Record: | 10–1 |
| Conf Record: | 5–0 |
| Head Coach: | Joe Bailey Cheaney |
| Hc Year: | 1st |
| Champion: | Texas Conference champion |
The 1928 Howard Payne Yellow Jackets represented Howard Payne College—now known as Howard Payne University—as a member of the Texas Conference during the 1928 college football season. Led by first-year head coach Joe Bailey Cheaney, the Yellow Jackets compiled an overall record of 10–1 with a mark of 5–0 in conference play, winning the Texas Conference title.